Improving your cash flow is critical to improving your financial health.  There are three obvious ways to do this: 1) reduce your expenses, 2) increase your income, and 3) use borrowed money effectively (aka–beat the banks at their own game).  This page will focus on steps 9 Year Mortgage recommends to increase your cash flow.

When it comes to increasing your income, there are only so many potential courses of action, including:

1. Find a way to increase your earning potential at your existing job.
2. Consider looking for a higher paying full time job.
3. Get a part time or second job.
4. Learn to monetize an existing hobby or interest you already enjoy.

There is a lot of great information on the best ways to make yourself indispensable in your job and ask your boss for a raise, or on job hunting techniques and negotiating strategies to use when pursuing a new full-time job.  For now, we’ll focus specifically on the consideration of getting a part-time or second job.